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Archived Settlement

State Farm Fire and Casualty Insurance Settlement 2026

State Farm agreed to a class action settlement to resolve claims it deducted non-material depreciation from Missouri policyholder claims. The settlement covers Missouri policyholders insured under a State Farm structural damage policy who filed a structural insurance claim for damages on or after June 5, 2012.

InsuranceJND Legal AdministrationExpired: 4/2/2026Pregon v. State Farm Fire and Casualty Co. logo

Key Takeaways

  • Filing deadline: 4/2/2026.
  • Eligibility snapshot: Missouri policyholders insured under a State Farm structural damage policy who filed a structural insurance claim for damages on or after June 5, 2012, and received an actual cash value paym...
  • Proof is likely required. Documentation note: receipts, statements, or account records are commonly requested.
  • Settlement administrator: JND Legal Administration.
  • Official claim form is available through an external filing site.

Who Qualifies

Missouri policyholders insured under a State Farm structural damage policy who filed a structural insurance claim for damages on or after June 5, 2012, and received an actual cash value payment that included deductions for non-material depreciation or general contractor overhead and profit.

Class Period

6/5/2012 to 10/1/2017

Documentation

Policy number, claim number, date of loss, address of property, total amount of the ACV payment, if any, received, total amount of the RCB payment, if any, received, total amount of depreciation deducted from the ACV payment, if any, total amount of depreciation deducted from the RCB payment, if any, and a signed statement that the information provided is true and correct.

Covered vendors: State Farm Fire and Casualty Co.

Covered products/services: structural insurance, home insurance

Defendants: State Farm Fire and Casualty Co.

Geographic scope: MO

Full Filing Guide

Pregon v. State Farm Fire and Casualty Co. is categorized under privacy & data breach settlements, and this guide covers the essential details you need to determine if this settlement applies to you. This matter currently appears active in the FoundMoney directory. If you are evaluating whether to file, the fastest first step is to verify that your purchases, subscriptions, or account activity line up with the class definition and class period.

State Farm agreed to a class action settlement to resolve claims it deducted non-material depreciation from Missouri policyholder claims. The settlement covers Missouri policyholders insured under a State Farm structural damage policy who filed a structural insurance claim for damages on or after June 5, 2012. The relevant class period is generally described as 6/5/2012 through 10/1/2017. Where administrators publish revisions, amended deadlines, or supplemental notices, this page should be treated as a directional guide and the official claim portal remains the source of truth for filing requirements.

Who should pay close attention: users who purchased covered products/services, maintained affected accounts, or transacted with named defendants during the qualifying window. Purchaser scope is currently listed as Indirect Consumer. Named or covered vendors include State Farm Fire and Casualty Co.. Covered products/services currently reference structural insurance, home insurance.

Public settlement pool figures may still be pending or omitted from source notices. Individual recovery is usually determined by claim volume, documentation strength, and any pro-rata formula approved by the court. In many settlements, payout timing can range from several weeks to multiple months after claim validation. Filing early and submitting complete information often helps avoid avoidable delays when administrators perform audits or deficiency checks.

Documentation is likely required. Claimants usually need invoices, receipts, or account statements. Current eligibility language: Missouri policyholders insured under a State Farm structural damage policy who filed a structural insurance claim for damages on or after June 5, 2012, and received an actual cash value payment that included deductions for non-material depreciation or general contractor overhead and profit. Filing deadline tracking matters because late claims can be rejected automatically; plan to submit by 4/2/2026 unless the administrator publishes an extension.

Practical filing workflow: confirm your transactions, gather supporting records, submit the online claim form, and store your confirmation number for follow-up. If you are uncertain on edge cases, contact the administrator directly at the support channels listed on the official site. Check back periodically for updates as new information becomes available. You can also browse related settlements in the Privacy & Data Breach Settlements category.

If you have additional questions about the Pregon v. State Farm Fire and Casualty Co. settlement, contact JND Legal Administration directly. Filing early and providing complete documentation is the most effective way to avoid delays. You can compare this settlement with other active cases in the Privacy & Data Breach Settlements category.

See all active data breach settlements to compare this case against related active settlements in the same category.

Settlement FAQs

What is the Pregon v. State Farm Fire and Casualty Co. class action about?

The class action addresses claims that State Farm deducted non-material depreciation from structural damage claims filed by Missouri policyholders.

Who is eligible to file a claim in this class action?

Eligibility is limited to Missouri policyholders insured under a State Farm structural damage policy who filed a structural insurance claim for damages on or after June 5, 2012, and received an actual cash value payment that included deductions for non-material depreciation.

What is the deadline to file a claim?

The deadline to file a claim is April 2, 2026.

Where can I find the claim form?

The claim form can be found at Pregon-v-StateFarm.com.

Is proof of purchase required to file a claim?

Yes, proof of purchase is required to file a claim.

What documentation do I need to provide?

You need to provide your policy number, claim number, date of loss, address of property, total amount of the ACV payment received, total amount of depreciation deducted, and a signed statement confirming the accuracy of the information.

What types of claims are covered under this settlement?

The settlement covers claims where policyholders received an ACV payment that included deductions for non-material depreciation or where such deductions reduced the ACV amount below the applicable deductible.

What is the potential individual reward for class members?

The potential individual reward varies and is not specified in the settlement details.

Who is the administrator of this class action settlement?

The administrator of the settlement is JND Legal Administration.

Where can I find more information about the settlement?

More information can be found on the settlement website at Pregon-v-StateFarm.com or by visiting the source URL: https://topclassactions.com/lawsuit-settlements/open-lawsuit-settlements/state-farm-missouri-structural-insurance-class-action-settlement/

Official Filing Links

Source: settlement source page

Reviewed By

AH

Addison Hoff

Creator, FoundMoney.dev

Addison leads FoundMoney's public settlement research workflow and reviews summaries before publication.

Last reviewed: 2/21/2026

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