Full Filing Guide
Apodaca v. Young America Insurance Co. and Swiech v. Loya Insurance Co. is categorized under privacy & data breach settlements, and this guide covers the essential details you need to determine if this settlement applies to you. This matter currently appears active in the FoundMoney directory. If you are evaluating whether to file, the fastest first step is to verify that your purchases, subscriptions, or account activity line up with the class definition and class period.
Loya Insurance agreed to pay $1.95 million to resolve claims it misrepresented the value of underinsured motorist coverage and applied an offset to claims. Eligible policyholders may receive compensation for reduced or denied benefits due to undisclosed third-party insurance offsets. The relevant class period is generally described as 10/1/2010 through 2/28/2022. Where administrators publish revisions, amended deadlines, or supplemental notices, this page should be treated as a directional guide and the official claim portal remains the source of truth for filing requirements.
Who should pay close attention: users who purchased covered products/services, maintained affected accounts, or transacted with named defendants during the qualifying window. Purchaser scope is currently listed as Indirect Consumer. Named or covered vendors include Loya Insurance Co., Young America Insurance Co.. Covered products/services currently reference underinsured motorist coverage, auto insurance.
The reported settlement fund is approximately $1,950,000. Individual recovery is usually determined by claim volume, documentation strength, and any pro-rata formula approved by the court. In many settlements, payout timing can range from several weeks to multiple months after claim validation. Filing early and submitting complete information often helps avoid avoidable delays when administrators perform audits or deficiency checks.
Documentation is likely required. Claimants usually need invoices, receipts, or account statements. Current eligibility language: Policyholders who resided in New Mexico and purchased UM/UIM coverage between Oct. 1, 2010, and Feb. 28, 2022. Filing deadline tracking matters because late claims can be rejected automatically; plan to submit by 3/12/2026 unless the administrator publishes an extension.
Practical filing workflow: confirm your transactions, gather supporting records, submit the online claim form, and store your confirmation number for follow-up. If you are uncertain on edge cases, contact the administrator directly at the support channels listed on the official site. Check back periodically for updates as new information becomes available. You can also browse related settlements in the Privacy & Data Breach Settlements category.
If you have additional questions about the Apodaca v. Young America Insurance Co. and Swiech v. Loya Insurance Co. settlement, contact Swiech and Apodaca v. Loya Settlement Administrator directly. Filing early and providing complete documentation is the most effective way to avoid delays. You can compare this settlement with other active cases in the Privacy & Data Breach Settlements category.
See all active data breach settlements to compare this case against related active settlements in the same category.